Sunday, 22 September 2013
New Site
So ... since I am no longer welcome at the Ontario Landlord's Association forums - nice, eh...take my $99 and kick me out when I did not break a single one of their posted rules -- and then refuse so much as to respond to my emails... clearly won't be recommending them to anyone any more.
ANYWAY... because of that, I got motivated to set up my own website - complete with a forum... am also blogging there... not sure what, if anything I'll do with this blog, but please do drop by my new home at http://onlandlording.org .... and would love to have you stop by and chat at the ONlandlording forum, also.... can even use private messaging, profiles, search, and so on.... no control freaks :) Hope to see you there.
Tuesday, 10 September 2013
A bit more re: my eviction
So ... just in case any members from the Ontario Landlords Association forums wander by (even though they've disabled my profile to make it harder for you to find me *sigh*) ... thought I'd expand a little bit on my previous post.
I have indeed been kicked from the forums entirely - did send an email requesting clarification as to their rationale, but no response, so I assume tis permanent...
Anyway ... since they can't be bothered to respond to me, and since they deleted not one but 2 threads so you can't read for yourself, here is what happened.
The thread re: meeting disappeared ... but in its place, the admin posted a new thread which stated that if we wanted to meet, we need to provide them (via email) with a bunch of information including the purpose of the meeting, number of attendees, location, date, agenda, etc .... THEY will set it all up for us (isn't that ever so ~nice~ of them?)
I responded that it would be difficult for any one of us to provide detailed responses to their questions since they had deleted the very thread where we were attempting to sort those details out. Very shortly thereafter, that thread, and my comment, of course, disappeared into the ether. A new admin thread appeared - locked this time - that one you've probably seen, as I imagine it is still there .... one about using the forums only to discuss issues relating to landlording...?
An hour or two later, I posted the blog post below this one ... offering to facilitate an email list if people wanted.... and then I posted a message on "my" thread re: being "So discouraged" mentioning only that I had added a couple of posts to my blog if anyone was interested.
Shortly thereafter, my account was deactivated and there ya go ...I am, apparently, far more problematic than Tagly, and Doug, and .... well, everyone!
Which, of course, especially combined with the ~magic post~ I mentioned, and the lack of transparency re: the association's advocacy activities re: our issues, or even, indeed, re: who is behind the OLA, causes me to view the whole thing with a rather jaded eye at this point.
I do not understand why an association which claims to facilitate networking with other landlords would have disabled the private messaging function to begin with, nor why they would have such great objection to landlords being in touch with each other via any other mechanisms.
I do not understand why an association which claims to have all the answers in its database of over 70,000 posts would disable the search function, also.
And I certainly do not understand why I, who have actually paid to be a member of the Ontario Association of Landlords, would be ejected for so minor an offense as attempting to facilitate something they claim to be supportive of.
Apparently, name calling, insulting others, and posting ridiculous nonsense are all just fine... but attempting to facilitate contacting people outside the forum is not.
What IS it that the Ontario Landlords Association does not want its members to discuss, I wonder?
Why is a simple get together for coffee so gosh darned threatening to them?
Smells fishy to me.
I have indeed been kicked from the forums entirely - did send an email requesting clarification as to their rationale, but no response, so I assume tis permanent...
Anyway ... since they can't be bothered to respond to me, and since they deleted not one but 2 threads so you can't read for yourself, here is what happened.
The thread re: meeting disappeared ... but in its place, the admin posted a new thread which stated that if we wanted to meet, we need to provide them (via email) with a bunch of information including the purpose of the meeting, number of attendees, location, date, agenda, etc .... THEY will set it all up for us (isn't that ever so ~nice~ of them?)
I responded that it would be difficult for any one of us to provide detailed responses to their questions since they had deleted the very thread where we were attempting to sort those details out. Very shortly thereafter, that thread, and my comment, of course, disappeared into the ether. A new admin thread appeared - locked this time - that one you've probably seen, as I imagine it is still there .... one about using the forums only to discuss issues relating to landlording...?
An hour or two later, I posted the blog post below this one ... offering to facilitate an email list if people wanted.... and then I posted a message on "my" thread re: being "So discouraged" mentioning only that I had added a couple of posts to my blog if anyone was interested.
Shortly thereafter, my account was deactivated and there ya go ...I am, apparently, far more problematic than Tagly, and Doug, and .... well, everyone!
Which, of course, especially combined with the ~magic post~ I mentioned, and the lack of transparency re: the association's advocacy activities re: our issues, or even, indeed, re: who is behind the OLA, causes me to view the whole thing with a rather jaded eye at this point.
I do not understand why an association which claims to facilitate networking with other landlords would have disabled the private messaging function to begin with, nor why they would have such great objection to landlords being in touch with each other via any other mechanisms.
I do not understand why an association which claims to have all the answers in its database of over 70,000 posts would disable the search function, also.
And I certainly do not understand why I, who have actually paid to be a member of the Ontario Association of Landlords, would be ejected for so minor an offense as attempting to facilitate something they claim to be supportive of.
Apparently, name calling, insulting others, and posting ridiculous nonsense are all just fine... but attempting to facilitate contacting people outside the forum is not.
What IS it that the Ontario Landlords Association does not want its members to discuss, I wonder?
Why is a simple get together for coffee so gosh darned threatening to them?
Smells fishy to me.
Saturday, 7 September 2013
Get together?
Apparently, forum admins don't approve of landlords arranging informal get-togethers....
happy to create an email list so that we can make arrangements independently of the forum if you like ... just send me an email and will add you to the list.
lovelandlording@gmail.com
4 p.m. Well isn't that ~fun~ ...apparently they also don't approve of the above blog post - I seem to have been kicked from the forum altogether. No explanation, but I presume it is for posting a comment re: having added posts to this blog if anyone was interested.
My goodness... how DID the idea of landlords wanting to meet for coffee get so gosh-darned problematic for the OLA? Makes me think that perhaps I wasn't mistaken about the possible implications of the ~magic post~ I saw several weeks ago.
happy to create an email list so that we can make arrangements independently of the forum if you like ... just send me an email and will add you to the list.
lovelandlording@gmail.com
4 p.m. Well isn't that ~fun~ ...apparently they also don't approve of the above blog post - I seem to have been kicked from the forum altogether. No explanation, but I presume it is for posting a comment re: having added posts to this blog if anyone was interested.
My goodness... how DID the idea of landlords wanting to meet for coffee get so gosh-darned problematic for the OLA? Makes me think that perhaps I wasn't mistaken about the possible implications of the ~magic post~ I saw several weeks ago.
The Legalized Theft Board
I know that it aggravates some people when I refer to the LTB (as in the Landlord & Tenant Board, which is their proper name) as the Legalized Theft Board.
But that has most certainly been not only my experience, but also the experience of many other landlords who post in the Ontario Landlords Association forums - and, no doubt, of thousands more besides.
I happened to be on the LTB site yesterday looking something up and noted, once again, their (supposed) mission statement:
The mission of the Landlord and Tenant Board is to inform landlords and tenants about their rights and responsibilities under the Residential Tenancies Act and provide balanced and timely dispute resolution in accordance with the law.
Right there on the front page. And hey... if they actually did that, I'd be happy to call them the Landlord Tenant Board.
Unfortunately, what they claim to do bears little/no resemblance to what they actually do.
I could go on and on ... I've learned an awful lot as a result of my research & reading - but I can tell you with 100% assurance that the vast majority of evidence - BY FAR - is that the LTB in Ontario has completely lost sight of its mission statement and its purpose.
The mission statement would be far more accurately stated as follows:
The mission of the Legalized Theft Board is to ensure security of tenancy for all tenants whether they live up to their responsibilities under the Residential Tenancies Act or not.
Period, full stop.
Interestingly, the LTB seems to now be rather ~slow~ to post annual reports and/or recent decisions on their website. The last Annual Report which is available is from 2009 - 2010; decisions end as of December 2011.
Things that make one go hmmmm.... could it be that they know they've lost the plot and are loathe to advertise it? Inquiring minds want to know!
In any case, the people who are most impacted by the failure of the LTB to live up to its mission statement? Not landlords.
We are hurt financially - but hey, we still have a roof over our head (at least until you get ~lucky~ like I did and get more than one problem tenant in a short period and lose everything thanks to the Legalized Theft Board) ....
it is the good tenants who don't take advantage of the ~system~ (using the term loosely) to rape their landlords that are harmed.
It's the single mom or dad on OW who can't find a landlord to rent to her because she has no garnish-able source of income.
Or the person with a disability on ODSP who is even less likely to find a place because they not only have no garnish-able source of income, they have the potential to cost us even more money and aggravation because Ontario has decided that landlords are responsible for any and all accommodations, no matter how unreasonable or expensive.
Or the older potential tenant who we are cautious about renting to because you know, they could become disabled or develop Alzheimer's and hey, guess what? Landlords in Ontario are regularly forced to cough up for any and all accommodations, no matter how unreasonable or expensive.
Or the person who is coming from another country, or from a mental health facility, or from the streets... yeah, no... no credit rating, no garnish-able source of income? No shelter, sorry.
It sucks. It breaks my heart. But don't blame the landlords. Blame your Ontario government - the one that has decided that the ONLY people in Ontario who should have rights when it comes to rental housing are the deadbeats & scammers.
Not the good tenants.
Not the good landlords.
Sorry 'bout that... I wish I could be part of the solution. But you know what? Still can't find anyone that can be bothered listening.
Cindy Forster, housing critic for the ONDP did respond to my email - well sort of - she ignored MY email, but did respond to one someone more well known among the ONDP forwarded on my behalf - but that was more than 2 months ago now... somehow I think that "we will have to get back to you in response..." means "please just go away."
Pretty sad when my own party can't be bothered, eh? *sigh*
But at least they did send an acknowledgement - the Ontario Liberal's can't even be bothered with that. My tax dollars at work. Or not.
Ah well...I'm a stubborn old bitch ...think it's time to start yet another letter writing campaign.
Perhaps this time, I will post the actual letter, and names, addresses & dates of each person I send it to, and any response. Still no guarantee I will get a response, but hey, it might be a fun experiment, no?
But that has most certainly been not only my experience, but also the experience of many other landlords who post in the Ontario Landlords Association forums - and, no doubt, of thousands more besides.
I happened to be on the LTB site yesterday looking something up and noted, once again, their (supposed) mission statement:
The mission of the Landlord and Tenant Board is to inform landlords and tenants about their rights and responsibilities under the Residential Tenancies Act and provide balanced and timely dispute resolution in accordance with the law.
Right there on the front page. And hey... if they actually did that, I'd be happy to call them the Landlord Tenant Board.
Unfortunately, what they claim to do bears little/no resemblance to what they actually do.
- Rules are required to be followed to the letter by landlords, but not at all by tenants. Legal resources provided to tenants, but not landlords. Privacy for tenant information, but not landlords'.... where in the mission statement does it suggest tenants should be advantaged at every turn while landlords are not?
- almost 6 months for a case where the tenant gave notice, tried to rescind it 2 days before their stated move-out date, and then paid not one blessed cent rent for that almost 6 months? HOW is that timely?
- the adjudicator finds that the landlord is credible, the tenant is not, and awards judgements to the landlord on all three counts - but goes out of his way to ensure that not one cent will ever be collected and that the tenants get several extra weeks at the landlord's expense - as a result of a conversation after the hearing to which the landlord was not privy? HOW is that balanced?
I could go on and on ... I've learned an awful lot as a result of my research & reading - but I can tell you with 100% assurance that the vast majority of evidence - BY FAR - is that the LTB in Ontario has completely lost sight of its mission statement and its purpose.
The mission statement would be far more accurately stated as follows:
The mission of the Legalized Theft Board is to ensure security of tenancy for all tenants whether they live up to their responsibilities under the Residential Tenancies Act or not.
Period, full stop.
Interestingly, the LTB seems to now be rather ~slow~ to post annual reports and/or recent decisions on their website. The last Annual Report which is available is from 2009 - 2010; decisions end as of December 2011.
Things that make one go hmmmm.... could it be that they know they've lost the plot and are loathe to advertise it? Inquiring minds want to know!
In any case, the people who are most impacted by the failure of the LTB to live up to its mission statement? Not landlords.
We are hurt financially - but hey, we still have a roof over our head (at least until you get ~lucky~ like I did and get more than one problem tenant in a short period and lose everything thanks to the Legalized Theft Board) ....
it is the good tenants who don't take advantage of the ~system~ (using the term loosely) to rape their landlords that are harmed.
It's the single mom or dad on OW who can't find a landlord to rent to her because she has no garnish-able source of income.
Or the person with a disability on ODSP who is even less likely to find a place because they not only have no garnish-able source of income, they have the potential to cost us even more money and aggravation because Ontario has decided that landlords are responsible for any and all accommodations, no matter how unreasonable or expensive.
Or the older potential tenant who we are cautious about renting to because you know, they could become disabled or develop Alzheimer's and hey, guess what? Landlords in Ontario are regularly forced to cough up for any and all accommodations, no matter how unreasonable or expensive.
Or the person who is coming from another country, or from a mental health facility, or from the streets... yeah, no... no credit rating, no garnish-able source of income? No shelter, sorry.
It sucks. It breaks my heart. But don't blame the landlords. Blame your Ontario government - the one that has decided that the ONLY people in Ontario who should have rights when it comes to rental housing are the deadbeats & scammers.
Not the good tenants.
Not the good landlords.
Sorry 'bout that... I wish I could be part of the solution. But you know what? Still can't find anyone that can be bothered listening.
Cindy Forster, housing critic for the ONDP did respond to my email - well sort of - she ignored MY email, but did respond to one someone more well known among the ONDP forwarded on my behalf - but that was more than 2 months ago now... somehow I think that "we will have to get back to you in response..." means "please just go away."
Pretty sad when my own party can't be bothered, eh? *sigh*
But at least they did send an acknowledgement - the Ontario Liberal's can't even be bothered with that. My tax dollars at work. Or not.
Ah well...I'm a stubborn old bitch ...think it's time to start yet another letter writing campaign.
Perhaps this time, I will post the actual letter, and names, addresses & dates of each person I send it to, and any response. Still no guarantee I will get a response, but hey, it might be a fun experiment, no?
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Sunday, 25 August 2013
Discouraged
Why is it that there seem to be so few self-proclaimed tenant advocates/activists types that actually are inclined to do anything that might be construed as in any way positive or productive?
I find it extremely discouraging.
If the sort of so-called advocates & activists that show up in the Ontario Landlord Association forums are any indication, it's no wonder that the situation - for both landlords and tenants in Ontario - is such a mess.
No respect - not for tenants or landlords. They constantly frame - and speak to - tenants as incompetent infants incapable of taking responsibility or making decisions for themselves. And of course, as far as they are concerned, every single landlord is an evil greedy slumlord. It doesn't matter what we say, they cannot see past their biases & lack of respect.
I understand that people who have never been landlords do not see things the way those of us who have do - in fact, I know that as a tenant, I too was ignorant of the realities of being a landlord. But at least I treated them with respect. And when there was an issue, I talked to them ... funny...I never once had to run to the Legalized Theft Board to resolve an issue (nor did any landlord ever feel the need to serve me with any sort of form/notice/whatever).... but among those who participate in the forums, that is the ONLY possible approach to anything. Name-calling, rudeness, and file with the LTB.
The landlords too sometimes recommend that a tenant who has asked for advice file with the LTB - but very rarely without at least first suggesting that they talk to the landlord directly and attempt to resolve their difficulties. Which is not to say that we are all perfect any more than the tenant uh... ~contributors~ are; many of us are more than a little frustrated & cynical & fed up, and it definitely comes through.... but most of us do try to treat others with respect, and to offer actual advice when it is requested.
It is more than a little discouraging to be constantly attacked no matter what we say.... but more than that, I am discouraged because if these interactions are any indication at all of how ACORN and the other activist/advocacy groups work, the likelihood of any sort of positive or productive dialog happening is slim to none.
People on assistance, people with any sort of disability, and seniors are increasingly going to be discriminated against when it comes to housing in Ontario - and no one seems inclined to do anything to fix that.
It is very unfortunate - especially because it does not need to be this way.
Simple low and no cost fixes ... but hey... what do I know. My solutions tend not to make anyone rich ... must be useless then, huh?
I find it extremely discouraging.
If the sort of so-called advocates & activists that show up in the Ontario Landlord Association forums are any indication, it's no wonder that the situation - for both landlords and tenants in Ontario - is such a mess.
No respect - not for tenants or landlords. They constantly frame - and speak to - tenants as incompetent infants incapable of taking responsibility or making decisions for themselves. And of course, as far as they are concerned, every single landlord is an evil greedy slumlord. It doesn't matter what we say, they cannot see past their biases & lack of respect.
I understand that people who have never been landlords do not see things the way those of us who have do - in fact, I know that as a tenant, I too was ignorant of the realities of being a landlord. But at least I treated them with respect. And when there was an issue, I talked to them ... funny...I never once had to run to the Legalized Theft Board to resolve an issue (nor did any landlord ever feel the need to serve me with any sort of form/notice/whatever).... but among those who participate in the forums, that is the ONLY possible approach to anything. Name-calling, rudeness, and file with the LTB.
The landlords too sometimes recommend that a tenant who has asked for advice file with the LTB - but very rarely without at least first suggesting that they talk to the landlord directly and attempt to resolve their difficulties. Which is not to say that we are all perfect any more than the tenant uh... ~contributors~ are; many of us are more than a little frustrated & cynical & fed up, and it definitely comes through.... but most of us do try to treat others with respect, and to offer actual advice when it is requested.
It is more than a little discouraging to be constantly attacked no matter what we say.... but more than that, I am discouraged because if these interactions are any indication at all of how ACORN and the other activist/advocacy groups work, the likelihood of any sort of positive or productive dialog happening is slim to none.
People on assistance, people with any sort of disability, and seniors are increasingly going to be discriminated against when it comes to housing in Ontario - and no one seems inclined to do anything to fix that.
It is very unfortunate - especially because it does not need to be this way.
Simple low and no cost fixes ... but hey... what do I know. My solutions tend not to make anyone rich ... must be useless then, huh?
Labels:
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Friday, 9 August 2013
So... here we go again
As a result of all the nonsense involved in getting things sorted with the Dirt Squirrel here in Victoria Harbour, we knew that our other house was a ticking time bomb...
same sort of situation there... single mom on OW ... now that we are no longer so naïve as to think that the LTB, Ontario government, and/or Sheriff's Office have any interest at all in ensuring that landlords don't get ripped off - but instead, are all about helping deadbeats and squatters to do exactly that ... I've been dealing with constant anxiety knowing that it could all go to shit in Peterborough too.
And sure enough:
Here... see for yourself.
The tenant has made a whole lot of excuses to keep me from driving the 2.5 hours (one way) to check things out (gee, I can't imagine WHY?) ... and when I did force the issue, have my daughter bus to Peterborough from Oshawa and back to put a notice on her door, since the tenant is ignoring my Facebook messages, and then make the drive, she was "too embarrassed" to be there (according to the drunk who was there with her son to show me around and assure me that he could fix it all for me. Honest. For cheap! Oh, and she didn't mean for any of this to happen ... oh, alright... as long as she didn't MEAN to destroy my property, it's all good now, I guess.)
So... since I am not able to talk to her, still have no idea when she intends to get the **** out of my property, or if it is going to be another fight. *sigh* On the plus side, she did actually pay August's rent. Of course, to fix everything they've demolished will likely cost every cent of every month's rent they have paid to date and then some.
Do have one tool now that I didn't have with the other house though - as much as the thought of it disgusts me - and the hassle & expense of having to drive 2.5 hours each way every time I need to work or go to the doctor or whatever.... the attic apartment IS mine and I do have the right to move into it. Since she won't talk to me via facebook or the phone, and since I clearly can't allow them to continue to live in such filth and to do any more damage, I've given her notice that I'll be moving in on Monday. Hubby's decided to join me, at least for this week ... wants to fix the attic window for me, replace the locks and the door, etc, so that I'll be safe up there. It's going to be SUCH a ~fun~ week!
And - by the way - as flip /uncaring/coping as this post probably sounds, you can rest assured - especially you, tenant who promised not to let me down, not to prove me wrong and hubby right, etc etc - I am trying my damnedest to stay mad ...and bitchy .... in reality I am absolutely and completely devastated by what you have done to my beautiful old house. The only house that I ever bought...painted... owned.... MY house.
just. devastated.
So ...Tamara... you came up with Dirt Squirrel ...got a name for this one yet?
same sort of situation there... single mom on OW ... now that we are no longer so naïve as to think that the LTB, Ontario government, and/or Sheriff's Office have any interest at all in ensuring that landlords don't get ripped off - but instead, are all about helping deadbeats and squatters to do exactly that ... I've been dealing with constant anxiety knowing that it could all go to shit in Peterborough too.
And sure enough:
Here... see for yourself.
Holes punched in ceiling of attic apartment (which is NOT part of their rental and was left LOCKED. Window is broken, and the fridge we bought specifically for our use up there is gone.) |
There are no undamaged doors remaining in the house. |
View from the other side of the door. |
Demolished wall. |
Shower stall is bent/broken, bathroom is filthy. Don't you love the sink? Wanna move in? |
But at least there IS still a sink upstairs - in the downstairs bathroom, the entire vanity is gone. Just gone. |
They demolished the walls - but hey, look - they started to paint the stairs...doesn't that look wunnerful? |
So... since I am not able to talk to her, still have no idea when she intends to get the **** out of my property, or if it is going to be another fight. *sigh* On the plus side, she did actually pay August's rent. Of course, to fix everything they've demolished will likely cost every cent of every month's rent they have paid to date and then some.
Do have one tool now that I didn't have with the other house though - as much as the thought of it disgusts me - and the hassle & expense of having to drive 2.5 hours each way every time I need to work or go to the doctor or whatever.... the attic apartment IS mine and I do have the right to move into it. Since she won't talk to me via facebook or the phone, and since I clearly can't allow them to continue to live in such filth and to do any more damage, I've given her notice that I'll be moving in on Monday. Hubby's decided to join me, at least for this week ... wants to fix the attic window for me, replace the locks and the door, etc, so that I'll be safe up there. It's going to be SUCH a ~fun~ week!
And - by the way - as flip /uncaring/coping as this post probably sounds, you can rest assured - especially you, tenant who promised not to let me down, not to prove me wrong and hubby right, etc etc - I am trying my damnedest to stay mad ...and bitchy .... in reality I am absolutely and completely devastated by what you have done to my beautiful old house. The only house that I ever bought...painted... owned.... MY house.
just. devastated.
So ...Tamara... you came up with Dirt Squirrel ...got a name for this one yet?
Saturday, 29 June 2013
Landlord Licensing
One of the topics being discussed in the Ontario Landlord Association forums right now is licensing landlords.... some of the so-called tenant activists in the forum are celebrating their "big victory" in Mississauga this week.
I haven't really had to deal with licensing at all - at least not yet - neither of our properties are in places that require it ... but did wander off through Google to have a look at what's involved.
I'm not clear, from my reading, and from what I know about affordable housing in Ontario and landlording in general - who actually benefits from the whole licensing thing.
Tenants?
Tenants in Ontario already have the Legalized Theft Board, Sheriff's Office, free legal services, by-law officers, and police firmly on their side.
If there are problems, tenants seem to have no end of ways to force landlords to solve them - and it costs them a LOT less money than it does the landlords. Plus, bad tenants get to steal hand over fist with the full support of every government agency for months or even years ...and once they finally lose, they can go on to the next place and do the exact same thing all over again because there are no mechanisms for finding out about them.... Good tenants, on the other hand, are already feeling the impacts of this and finding it hard to find affordable places to rent ... but that's another post.
What tenants don't have, or so it seems to me, in most areas, is enough affordable housing options. So I'm not quite sure how cutting the number of units by up to 30% as projected in Hamilton, for example, is going to help. It seems pretty clear, from looking at proposed licensing requirements such as these for the Kitchener-Waterloo-Cambridge area, that there is no possible way that licensing is going to create an increase in units available for rent.
And look at the potential costs associated with all of those licensing requirements!
Licensing fees themselves (annual of course)... annual criminal record check for landlords (ridiculous! Based, no doubt, on the never ending but eternally aggravating notion that tenants are all vulnerable, incapable & incompetent infants - I SO do not understand why people don't object to this depiction; I most certainly would). .... compliance certificates from every by-law, building, licensing department in the area, and from a HVAC company as well.... parking for every unit ....etc etc etc...
Contrary to popular belief, many landlords are not making huge profits on their units... so all of these added costs are going to add to the cost of your rent.... if not immediately, then soon. I know, I know.... you all think that we all are independently wealthy and should provide you with low cost housing, all necessary accommodations for whatever you need, and pay your bills besides.... oh, and loan you money whenever you're short, too... love that one.
But the reality is that even those of us who do manage to make a profit on landlording are not going to keep doing it if/when we can no longer do so, or if/when it becomes too annoying to bother jumping through ridiculous hoops. And hey ... less available units, more need ... guess what that does to prices? It ain't good. At least not for tenants.
So ... tenants aren't likely to benefit from licensing.
Landlords?
Not bluddy likely.... increased aggravation, increased costs, increasedidiots uh people to deal with, The only group of landlords that are going to benefit from this scheme are the ones in buildings with more than 6 units (or however many they decide the cut-off should be) who do not have to do the licensing thing. Hmmm.... big landlords using government to put little landlords out of business? Naw... they would never do that, right? Neoliberalism ...gotta love it.
Government?
None of the schemes I've seen have been revenue neutral - not even close, actually. To implement this licensing thing costs more than they are going to recoup from fees. So no financial benefit.... although there will be some people who get jobs out of the whole thing... 17 in Hamilton, apparently.
So why are they doing it then? Beats the hell out of me... my guess would be that somewhere along the line, the only people who stand to benefit from the whole thing are pushing some buttons... manipulating some tenant-activist-wanna-be-types into thinking this would be a good plan, maybe? And or convincing politicians to go along with it?
It strikes me as very, very odd that a tenant activist group like Acorn would be advocating for something that is so clearly NOT going to benefit tenants.
It sickens me that one of the images that was posted in the forum showed Andrea Horvath there apparently supporting the whole thing. Seriously?
How/why would the NDP want to do something that so clearly is going to result in higher housing costs for renters and less affordable units? I do not understand what the hell is going on with housing in Ontario. I really, really don't. And I most certainly do not understand what the NDP are doing re: housing. I am NDP .... and can't conceive of voting any other way - but I am becoming increasingly concerned about their (lack of?) handle on the entire issue of affordable housing in Ontario. Anyway ... that's another blog post too... perhaps someday either Ms. Horwath or Ms. Forster will respond to my emails about the topic and I'll be better able to explain it - to myself, if not to you.
In any case, I am more than a little baffled, you may note, by the whole licensing landlords thing... your thoughts would be most welcome. Am I missing something? What am I missing? I must be missing something right?
I haven't really had to deal with licensing at all - at least not yet - neither of our properties are in places that require it ... but did wander off through Google to have a look at what's involved.
I'm not clear, from my reading, and from what I know about affordable housing in Ontario and landlording in general - who actually benefits from the whole licensing thing.
Tenants?
Tenants in Ontario already have the Legalized Theft Board, Sheriff's Office, free legal services, by-law officers, and police firmly on their side.
If there are problems, tenants seem to have no end of ways to force landlords to solve them - and it costs them a LOT less money than it does the landlords. Plus, bad tenants get to steal hand over fist with the full support of every government agency for months or even years ...and once they finally lose, they can go on to the next place and do the exact same thing all over again because there are no mechanisms for finding out about them.... Good tenants, on the other hand, are already feeling the impacts of this and finding it hard to find affordable places to rent ... but that's another post.
What tenants don't have, or so it seems to me, in most areas, is enough affordable housing options. So I'm not quite sure how cutting the number of units by up to 30% as projected in Hamilton, for example, is going to help. It seems pretty clear, from looking at proposed licensing requirements such as these for the Kitchener-Waterloo-Cambridge area, that there is no possible way that licensing is going to create an increase in units available for rent.
And look at the potential costs associated with all of those licensing requirements!
Licensing fees themselves (annual of course)... annual criminal record check for landlords (ridiculous! Based, no doubt, on the never ending but eternally aggravating notion that tenants are all vulnerable, incapable & incompetent infants - I SO do not understand why people don't object to this depiction; I most certainly would). .... compliance certificates from every by-law, building, licensing department in the area, and from a HVAC company as well.... parking for every unit ....etc etc etc...
Contrary to popular belief, many landlords are not making huge profits on their units... so all of these added costs are going to add to the cost of your rent.... if not immediately, then soon. I know, I know.... you all think that we all are independently wealthy and should provide you with low cost housing, all necessary accommodations for whatever you need, and pay your bills besides.... oh, and loan you money whenever you're short, too... love that one.
But the reality is that even those of us who do manage to make a profit on landlording are not going to keep doing it if/when we can no longer do so, or if/when it becomes too annoying to bother jumping through ridiculous hoops. And hey ... less available units, more need ... guess what that does to prices? It ain't good. At least not for tenants.
So ... tenants aren't likely to benefit from licensing.
Landlords?
Not bluddy likely.... increased aggravation, increased costs, increased
Government?
None of the schemes I've seen have been revenue neutral - not even close, actually. To implement this licensing thing costs more than they are going to recoup from fees. So no financial benefit.... although there will be some people who get jobs out of the whole thing... 17 in Hamilton, apparently.
So why are they doing it then? Beats the hell out of me... my guess would be that somewhere along the line, the only people who stand to benefit from the whole thing are pushing some buttons... manipulating some tenant-activist-wanna-be-types into thinking this would be a good plan, maybe? And or convincing politicians to go along with it?
It strikes me as very, very odd that a tenant activist group like Acorn would be advocating for something that is so clearly NOT going to benefit tenants.
It sickens me that one of the images that was posted in the forum showed Andrea Horvath there apparently supporting the whole thing. Seriously?
How/why would the NDP want to do something that so clearly is going to result in higher housing costs for renters and less affordable units? I do not understand what the hell is going on with housing in Ontario. I really, really don't. And I most certainly do not understand what the NDP are doing re: housing. I am NDP .... and can't conceive of voting any other way - but I am becoming increasingly concerned about their (lack of?) handle on the entire issue of affordable housing in Ontario. Anyway ... that's another blog post too... perhaps someday either Ms. Horwath or Ms. Forster will respond to my emails about the topic and I'll be better able to explain it - to myself, if not to you.
In any case, I am more than a little baffled, you may note, by the whole licensing landlords thing... your thoughts would be most welcome. Am I missing something? What am I missing? I must be missing something right?
Monday, 24 June 2013
Homeless in the GTA: Finding affordable housing especially tough for women
Another article about the lack of "affordable housing" in the Toronto Star today.
Geez, I wish people would WAKE UP and LISTEN!!!!
A big part of the problem is NOT affordability. As several commenters on the article have noted, there are plenty of places listed for rent in Oshawa in the less than $700/ month range.
As I have explained many, many times, both here and in the many letters and emails I have sent to reporters and to politicians - only one of whom has deigned to even respond (and that was a I'll look into it and get back to you later) - while affordability is ONE issue, it is far FAR from the only one....
for small landlords in Ontario, it makes no sense whatsoever to rent to tenants like the woman described in the article.
Even if she could afford a considerably higher priced apartment, landlords still wouldn't rent to her.
Bad credit, evictions, children.... and a "fair & balanced system" that does not and will not support landlords if/when there are problems...
oh yeah... and your only income source is one that we can't garnishee. Uh yeah.... will get RIGHT on that.
As long as the LTB and the Sheriff's Offices think it's just hunky dory fine to take months to do their jobs (if they even bother) so that when there is a problem, it doesn't get resolved until it's cost us THOUSANDS ... and as long as they slow down even moreso the instant there is a child involved....
As long as the entire system demands that we continue to provide these people with all amenities to which they would be entitled if they were paying rent when they are not...
As long as OW/ODSP continues to pay shelter allowances to people who don't pay shelter COSTS (your tax dollars at work) and therefore add to the motivation to screw landlords over...
HOW could you possibly expect me to rent to these people?
I am a left wing, card carrying member of the NDP. I have worked for years and years in social services. I have housed single moms and women with serious mental illnesses in my own home, even. And I have rented to people with disabilities, mental illnesses, and yes, single moms...
I would love to be able to continue to do so.
It sickens me that I cannot.
But I can't afford to take the risk as long as the situation remains as it is in Ontario.
I am not unique.... well, aside from the fact that I am a leftie - definitely a minority among the landlords I know....
when it gets so bad that even I could not/would not do a dang thing for women like the one featured in the article, you know it's bad.
The Liberal government can tell us all they want that the system is "fair & balanced" ... it is most assuredly not..... and I am so very sorry that this means that children are sleeping in parks and shelters .... but hey ...I have been trying to get someone to listen. I have offered low/no cost solutions.... things that would make it possible for me to rent to people on assistance again...
but no one listens. So hey....what can I do?
Discriminate, or sell. Got any other ideas?
Geez, I wish people would WAKE UP and LISTEN!!!!
A big part of the problem is NOT affordability. As several commenters on the article have noted, there are plenty of places listed for rent in Oshawa in the less than $700/ month range.
As I have explained many, many times, both here and in the many letters and emails I have sent to reporters and to politicians - only one of whom has deigned to even respond (and that was a I'll look into it and get back to you later) - while affordability is ONE issue, it is far FAR from the only one....
for small landlords in Ontario, it makes no sense whatsoever to rent to tenants like the woman described in the article.
Even if she could afford a considerably higher priced apartment, landlords still wouldn't rent to her.
“Most landlords don’t want to rent to people from shelters. Bad credit is another problem; many people have been evicted in the past. It makes it very hard to find places for these women. It’s a long process (to get into affordable housing). If they are not abused, just homeless, they have to wait years and years, with no other option than rental properties.”
Bad credit, evictions, children.... and a "fair & balanced system" that does not and will not support landlords if/when there are problems...
oh yeah... and your only income source is one that we can't garnishee. Uh yeah.... will get RIGHT on that.
As long as the LTB and the Sheriff's Offices think it's just hunky dory fine to take months to do their jobs (if they even bother) so that when there is a problem, it doesn't get resolved until it's cost us THOUSANDS ... and as long as they slow down even moreso the instant there is a child involved....
As long as the entire system demands that we continue to provide these people with all amenities to which they would be entitled if they were paying rent when they are not...
As long as OW/ODSP continues to pay shelter allowances to people who don't pay shelter COSTS (your tax dollars at work) and therefore add to the motivation to screw landlords over...
HOW could you possibly expect me to rent to these people?
I am a left wing, card carrying member of the NDP. I have worked for years and years in social services. I have housed single moms and women with serious mental illnesses in my own home, even. And I have rented to people with disabilities, mental illnesses, and yes, single moms...
I would love to be able to continue to do so.
It sickens me that I cannot.
But I can't afford to take the risk as long as the situation remains as it is in Ontario.
I am not unique.... well, aside from the fact that I am a leftie - definitely a minority among the landlords I know....
when it gets so bad that even I could not/would not do a dang thing for women like the one featured in the article, you know it's bad.
The Liberal government can tell us all they want that the system is "fair & balanced" ... it is most assuredly not..... and I am so very sorry that this means that children are sleeping in parks and shelters .... but hey ...I have been trying to get someone to listen. I have offered low/no cost solutions.... things that would make it possible for me to rent to people on assistance again...
but no one listens. So hey....what can I do?
Discriminate, or sell. Got any other ideas?
Wednesday, 19 June 2013
If I make a bad choice in who to rent to....
Thought I would unpack that statement - "if I make a bad choice in who to rent to..." which I used in yesterday's blog post - a little bit more...
There's a lot that can be said about it, actually.
First of all, given the Ontario Liberal's messed up notion of "fair & balanced" which results in lengthy and expensive delays in evicting tenants who fail to pay rent, and the fact that OW and ODSP are totally non-coverable, clearly, renting to anyone in receipt of assistance is a huge risk that most small landlords cannot possibly justify.
Which sucks - my preference, actually, tends to be people that really need a break - and especially, single moms. I was there...raised my kids on my own from before the youngest was born until they were more or less growed up.
We have a 3 bedroom and a 4 bedroom - and both of them were rented to single moms on OW and I - stupidly - was fine with that; in fact, I gave them preference because they needed it more than other applicants. If you've read my blog, you'll know how well that turned out..... NOT. Won't be doing that again!
So ... bad choice #1 is clearly anyone on any sort of government assistance that can't be garnisheed.
But there is more to the issue.
We landlords talk a lot about credit checks also - no credit check, no rental agreement. But what concerns me about that is the fact that in the case of deadbeats like my oh so charming dirt squirrel, even if someone actually does a credit check on her, her debt to me will not show up. At all.
I have yet to find a way to ensure that the orders against her get to her credit report. I've been told, actually, that the credit reporting agencies won't even take LTB orders! Don't know if that's so ... a collections agency that called here wanting to chase after any deadbeat customers we might have told me that they could get it onto her credit report ... and harass her some... but honestly ... if I'm already out >$9000 ... now you want me to pay MORE money I'll never get back for the privilege of harassing them? If I won the lottery, I probably would make that one of my first purchases, just cuz ... but since I haven't won the lottery, I think not. Better things to do with my money that throw it down that particular toilet.
And did y'know that there is no way to search for people's eviction/LTB history? Landlords names are posted all over the damn place cuz we are money sucking evil and have no right to privacy - tenants' names are, however, totally confidential.
So unless a case becomes SO notorious that it garners the interest from someone at the Toronto Star....I'm thinking Nina Willis, of course.... it's all a great big secret.
Now, I'm not suggesting that every individual that gets evicted or has orders against them at the LTB should have their name published all over the damn place .... I actually think that even deadbeats and squatters should have some rights to privacy (or at least their poor kids should - they have enough to deal with already).
But seriously.... how is it fair that landlords are given no reasonable, legal way to check whether an individual is a serial offender/professional deadbeat/dirt squirrel?
I pay taxes which support the Government of Ontario's services - including the LTB, Sheriff's Office, and OW/ODSP. I pay more taxes to support my municipalities' enforcement people (which the ds used to harass us).
When things go bad, none of these agencies to whom I am required to support BOTH through my taxes and user fees help within any sort of reasonable time frame. My 5 month experience is, from all of my research, average at best... if anything, it's probably toward the lower end! OW/ODSP don't help at ALL - in fact, they create part of the problem by continuing to provide the tenant with a winfall for every month they are not paying shelter.... extra money to spend on whatever we want ...WOO HOO!!!
So if you're going to take my money and then not help me ... how 'bout you at LEAST give me a way to know what kind of nightmare I'm about to get myself into?
By refusing landlords any access to such information, you are enabling the deadbeats to STEAL from us..... and the people you are hurting the most are not the landlords, actually ... but marginalized people who do pay their rent and do need a break... .but who increasingly can't get it because the system is so freaking ~fair & balanced~
And I'm sorry, but telling me that there are laws against discrimination so I can't discriminate against people on OW/ODSP? That is SO not a solution.... but it's way past my bedtime, so that's a post that will have to wait for another day.
Back to my original point... it is pretty damn easy to make a bad choice re: who to rent to...we're not allowed to have the information we need in order to making informed choices. We're also pretty limited in that we can't tell our tenants who they're allowed to hook up with ...so even if we take a chance on a single mom, for example... if she eventually gets into a relationship with someone who has no qualms about bragging that it took his last landlord a year to get him out... nothing I can do about that.
It does not seem fair to me to punish landlords for making bad choices about who to rent to when the agencies we pay (both through taxes and user fees) withhold information, restrict our ability to deal with issues, and hold our properties hostage for months/years while they generate that oh so special useless order that is supposed to solve everything.
Gotta love landlording in Ontario, eh?
There's a lot that can be said about it, actually.
First of all, given the Ontario Liberal's messed up notion of "fair & balanced" which results in lengthy and expensive delays in evicting tenants who fail to pay rent, and the fact that OW and ODSP are totally non-coverable, clearly, renting to anyone in receipt of assistance is a huge risk that most small landlords cannot possibly justify.
Which sucks - my preference, actually, tends to be people that really need a break - and especially, single moms. I was there...raised my kids on my own from before the youngest was born until they were more or less growed up.
We have a 3 bedroom and a 4 bedroom - and both of them were rented to single moms on OW and I - stupidly - was fine with that; in fact, I gave them preference because they needed it more than other applicants. If you've read my blog, you'll know how well that turned out..... NOT. Won't be doing that again!
So ... bad choice #1 is clearly anyone on any sort of government assistance that can't be garnisheed.
But there is more to the issue.
We landlords talk a lot about credit checks also - no credit check, no rental agreement. But what concerns me about that is the fact that in the case of deadbeats like my oh so charming dirt squirrel, even if someone actually does a credit check on her, her debt to me will not show up. At all.
I have yet to find a way to ensure that the orders against her get to her credit report. I've been told, actually, that the credit reporting agencies won't even take LTB orders! Don't know if that's so ... a collections agency that called here wanting to chase after any deadbeat customers we might have told me that they could get it onto her credit report ... and harass her some... but honestly ... if I'm already out >$9000 ... now you want me to pay MORE money I'll never get back for the privilege of harassing them? If I won the lottery, I probably would make that one of my first purchases, just cuz ... but since I haven't won the lottery, I think not. Better things to do with my money that throw it down that particular toilet.
And did y'know that there is no way to search for people's eviction/LTB history? Landlords names are posted all over the damn place cuz we are money sucking evil and have no right to privacy - tenants' names are, however, totally confidential.
So unless a case becomes SO notorious that it garners the interest from someone at the Toronto Star....I'm thinking Nina Willis, of course.... it's all a great big secret.
Now, I'm not suggesting that every individual that gets evicted or has orders against them at the LTB should have their name published all over the damn place .... I actually think that even deadbeats and squatters should have some rights to privacy (or at least their poor kids should - they have enough to deal with already).
But seriously.... how is it fair that landlords are given no reasonable, legal way to check whether an individual is a serial offender/professional deadbeat/dirt squirrel?
I pay taxes which support the Government of Ontario's services - including the LTB, Sheriff's Office, and OW/ODSP. I pay more taxes to support my municipalities' enforcement people (which the ds used to harass us).
When things go bad, none of these agencies to whom I am required to support BOTH through my taxes and user fees help within any sort of reasonable time frame. My 5 month experience is, from all of my research, average at best... if anything, it's probably toward the lower end! OW/ODSP don't help at ALL - in fact, they create part of the problem by continuing to provide the tenant with a winfall for every month they are not paying shelter.... extra money to spend on whatever we want ...WOO HOO!!!
So if you're going to take my money and then not help me ... how 'bout you at LEAST give me a way to know what kind of nightmare I'm about to get myself into?
By refusing landlords any access to such information, you are enabling the deadbeats to STEAL from us..... and the people you are hurting the most are not the landlords, actually ... but marginalized people who do pay their rent and do need a break... .but who increasingly can't get it because the system is so freaking ~fair & balanced~
And I'm sorry, but telling me that there are laws against discrimination so I can't discriminate against people on OW/ODSP? That is SO not a solution.... but it's way past my bedtime, so that's a post that will have to wait for another day.
Back to my original point... it is pretty damn easy to make a bad choice re: who to rent to...we're not allowed to have the information we need in order to making informed choices. We're also pretty limited in that we can't tell our tenants who they're allowed to hook up with ...so even if we take a chance on a single mom, for example... if she eventually gets into a relationship with someone who has no qualms about bragging that it took his last landlord a year to get him out... nothing I can do about that.
It does not seem fair to me to punish landlords for making bad choices about who to rent to when the agencies we pay (both through taxes and user fees) withhold information, restrict our ability to deal with issues, and hold our properties hostage for months/years while they generate that oh so special useless order that is supposed to solve everything.
Gotta love landlording in Ontario, eh?
Tuesday, 18 June 2013
Ontario's Affordable Housing Crisis Deepens
Ontario's Affordable Housing Crisis Deepens according to Laurie Monsebraaten Social justice reporter, in today's Toronto Star.
I've already left a couple of comments on the article, for all the good that will do ... but hey, why not a blog post as well?
It irks me that so much of what is written about the 'housing crisis' focuses so firmly on affordability ...and few seem at all inclined to look beyond that one issue. Of course, affordability IS an issue - but not simply in the way that it is presented here.
It is an issue for me that I cannot afford to offer people affordable housing because the systems in Ontario are so severely idiotic.
If I make a bad choice in who to rent to - or even, as in our most recent nightmare, a reasonable choice who then hooks up with a jerk (she, on her own, was a reasonable tenant - always late, but rent was paid, place was clean and well maintained ... it wasn't until he showed up that things got ugly...but unfortunately, landlords can neither predict nor prevent such things)- I can be on the hook for thousands of dollars.
That's not thousands of dollars in lost rental income, boys and girls... that's actual money out of my pocket.
That's thousands of dollars that I have to actually pay - to agencies like the LTB and Sheriff's Office and so on to do nothing useful.... to the hydro and gas and water and insurance and mortgage companies who all expect to be paid no matter what.... and to fix the damages angry deadbeats cause. The lost rental income, that's extra and not included in the thousands of dollars my nightmare cost me.
And to add insult to injury, I still have to support these people through my taxes, even though I knew damn well that they were paying NOTHING for shelter (but still receiving their full shelter allowance) and he was working full time, as well.
My squatters cost me ONE THIRD of my GROSS income for last year. Not net income. Gross. And yeah, that is gross. If I happen to wind up with more than 1 bad tenant in a year, I'm going to be working my butt off to pay their bills and my taxes (which they also benefit from)... and have not one red cent to pay my own bills. How is that reasonable?
Our case is not unique.... drop by the Ontario Landlords Association forums and read for a bit and you'll see that these sorts of messes are happening in every part of the province. It's not just MY LTB office and Sheriff's Office that are filled with incompetent and uncaring people - it's everywhere.
Read some of the tenant activist sites too - they're a laugh riot. So many people so convinced that every single landlord is rolling in cash, and should be required to not only pay taxes to support them, but also pay through the nose to accommodate people's disabilities, bad financial choices, etc.... oh, and if we don't keep them in the style in which they like to live, they can go to the LTB and ask for rent abatements even for damages and issues THEY CAUSE and don't bother to let us know about.... lots of how-to's about that as well.
Sure, we need more affordable housing in Ontario - but to expect landlords to provide it and then not provide landlords with any reasonable recourse to deal with problem tenants is utterly ridiculous. We support low income Ontarians through our taxes.... and now you want the rest of my income too? Seriously?
As I've posted before, there are things that could be done to immediately improve the situation without spending any additional money. But do you know what? I have written to housing critics, MPPs, party leaders, and reporters - and I can not get a single one of them to bother to respond, never mind to DO anything.
I've tried to engage some of those tenant activist types in meaningful discussions as well .... clearly ain't happening... they can't seem to wrap their heads around the concept of moving beyond making demands and name-calling.
It is all incredibly frustrating.
Ways to address problems that don't cost taxpayers more money?! What a totally ridiculous concept! That's not what we need!!! We need a housing bonus... increased shelter allowances.... more human rights laws to force landlords not to discriminate.... more public housing.... more more more always more money!!!
Yeah right.... Ontario must be like the landlords, eh.... rolling in cash with nothing better to do with it than throw it around.
Personally, I think that not one more red cent should go to solving the housing crisis - and homelessness crisis as well - until we have actually implemented the low/no-cost possibilities.
FIRST you do the (relatively) quick and easy fixes ... then if they don't work, you start throwing money at problems.
Ontario has not done that first step.
WHY is it so hard to implement solutions that don't cost money (at ALL levels of government)? Neoliberalism, my friends... if no one is going to make bunches of money off of something, what good is it? None, of course.
Neoliberal societies focus on money... the economy.... money, money, money. Not people, and certainly not solving problems. It's all about making money.
Implement my solutions, no one gets rich.... so why bother?
Sad, innit?
Oh here...decided to save you the hassle of going to look for my proposed low/no cost approaches to solve the issue of landlords discriminating (because we have to!) against people on government assistance:
I've already left a couple of comments on the article, for all the good that will do ... but hey, why not a blog post as well?
It irks me that so much of what is written about the 'housing crisis' focuses so firmly on affordability ...and few seem at all inclined to look beyond that one issue. Of course, affordability IS an issue - but not simply in the way that it is presented here.
It is an issue for me that I cannot afford to offer people affordable housing because the systems in Ontario are so severely idiotic.
If I make a bad choice in who to rent to - or even, as in our most recent nightmare, a reasonable choice who then hooks up with a jerk (she, on her own, was a reasonable tenant - always late, but rent was paid, place was clean and well maintained ... it wasn't until he showed up that things got ugly...but unfortunately, landlords can neither predict nor prevent such things)- I can be on the hook for thousands of dollars.
That's not thousands of dollars in lost rental income, boys and girls... that's actual money out of my pocket.
That's thousands of dollars that I have to actually pay - to agencies like the LTB and Sheriff's Office and so on to do nothing useful.... to the hydro and gas and water and insurance and mortgage companies who all expect to be paid no matter what.... and to fix the damages angry deadbeats cause. The lost rental income, that's extra and not included in the thousands of dollars my nightmare cost me.
And to add insult to injury, I still have to support these people through my taxes, even though I knew damn well that they were paying NOTHING for shelter (but still receiving their full shelter allowance) and he was working full time, as well.
My squatters cost me ONE THIRD of my GROSS income for last year. Not net income. Gross. And yeah, that is gross. If I happen to wind up with more than 1 bad tenant in a year, I'm going to be working my butt off to pay their bills and my taxes (which they also benefit from)... and have not one red cent to pay my own bills. How is that reasonable?
Our case is not unique.... drop by the Ontario Landlords Association forums and read for a bit and you'll see that these sorts of messes are happening in every part of the province. It's not just MY LTB office and Sheriff's Office that are filled with incompetent and uncaring people - it's everywhere.
Read some of the tenant activist sites too - they're a laugh riot. So many people so convinced that every single landlord is rolling in cash, and should be required to not only pay taxes to support them, but also pay through the nose to accommodate people's disabilities, bad financial choices, etc.... oh, and if we don't keep them in the style in which they like to live, they can go to the LTB and ask for rent abatements even for damages and issues THEY CAUSE and don't bother to let us know about.... lots of how-to's about that as well.
Sure, we need more affordable housing in Ontario - but to expect landlords to provide it and then not provide landlords with any reasonable recourse to deal with problem tenants is utterly ridiculous. We support low income Ontarians through our taxes.... and now you want the rest of my income too? Seriously?
As I've posted before, there are things that could be done to immediately improve the situation without spending any additional money. But do you know what? I have written to housing critics, MPPs, party leaders, and reporters - and I can not get a single one of them to bother to respond, never mind to DO anything.
I've tried to engage some of those tenant activist types in meaningful discussions as well .... clearly ain't happening... they can't seem to wrap their heads around the concept of moving beyond making demands and name-calling.
It is all incredibly frustrating.
Ways to address problems that don't cost taxpayers more money?! What a totally ridiculous concept! That's not what we need!!! We need a housing bonus... increased shelter allowances.... more human rights laws to force landlords not to discriminate.... more public housing.... more more more always more money!!!
Yeah right.... Ontario must be like the landlords, eh.... rolling in cash with nothing better to do with it than throw it around.
Personally, I think that not one more red cent should go to solving the housing crisis - and homelessness crisis as well - until we have actually implemented the low/no-cost possibilities.
FIRST you do the (relatively) quick and easy fixes ... then if they don't work, you start throwing money at problems.
Ontario has not done that first step.
WHY is it so hard to implement solutions that don't cost money (at ALL levels of government)? Neoliberalism, my friends... if no one is going to make bunches of money off of something, what good is it? None, of course.
Neoliberal societies focus on money... the economy.... money, money, money. Not people, and certainly not solving problems. It's all about making money.
Implement my solutions, no one gets rich.... so why bother?
Sad, innit?
Oh here...decided to save you the hassle of going to look for my proposed low/no cost approaches to solve the issue of landlords discriminating (because we have to!) against people on government assistance:
- notification to OW/ODSP workers re: rent not being paid = STOP paying shelter allowance pending resolution (so that at least that can be recovered once LTB gives order, and to reduce motivation to mess up, misuse the rent $$)
- when rent paid directly to landlord by arrangement, landlord must be notified when that is going to stop (currently, tenants make one phone call to worker, and surprise, no more rent). Include consent for notification in the initial intent to rent.
- retraining at LTB - specifically attitudinal adjustment re: justifying delays and other assorted nonsense because "you'll get an order" - they need to understand that an order is often meaningless. Also need to understand that by protecting the deadbeats, they are harming the majority of low income tenants who do pay their rent.
- Sheriff's office needs retraining, as well - and either enough resources to carry out evictions in reasonable time frame, or end their monopoly - allow landlords to pay baliffs, off duty police officers, whatever.
Monday, 3 June 2013
Landlord Ordered to Pay Tenant $800K Over Bedbug Infestation
Landlord Ordered to Pay Tenant $800K Over Bedbug Infestation .... ouch!
Am very glad that things are not quite as litigious here in Ontario - being a landlord is plenty challenging enough without having to worry about this sort of thing...
We're fortunate in that we have never had a tenant with bed bugs. Nor are we likely to, since we do a pre-emptive spray each time there is a turnover. I don't understand why more landlords don't do that - especially in rooming homes... so much cheaper and so much less aggravation than waiting until there is a problem.
Anyway .... hubby does treat bed bugs - usually on behalf of landlords, who are required to pay even when this is actually a totally ludicrous requirement.
It makes some sense, I guess, in multi-unit properties and rooming houses... but in single family homes, a bedbug infestation really has nothing whatsoever to do with the landlord.
Even more aggravating is the fact that effective treatment of bedbugs requires that the people who live in the unit cooperate - and many don't.
No skin off their nose if the landlords have to pay for repeated treatments because they don't do - or stop doing - what is needed. And I suppose it's not surprising that people often don't want to let others know they have them - which, unfortunately, all too often contributes to more serious infestations, and contamination of more locations.
In any case, in the Maryland case, it sounds like the landlords were, in fact, remiss, in that they did not ensure the problem was properly dealt with - but more than $800k in damages seems a ~tad~ extreme!
Am very glad that things are not quite as litigious here in Ontario - being a landlord is plenty challenging enough without having to worry about this sort of thing...
We're fortunate in that we have never had a tenant with bed bugs. Nor are we likely to, since we do a pre-emptive spray each time there is a turnover. I don't understand why more landlords don't do that - especially in rooming homes... so much cheaper and so much less aggravation than waiting until there is a problem.
Anyway .... hubby does treat bed bugs - usually on behalf of landlords, who are required to pay even when this is actually a totally ludicrous requirement.
It makes some sense, I guess, in multi-unit properties and rooming houses... but in single family homes, a bedbug infestation really has nothing whatsoever to do with the landlord.
Even more aggravating is the fact that effective treatment of bedbugs requires that the people who live in the unit cooperate - and many don't.
No skin off their nose if the landlords have to pay for repeated treatments because they don't do - or stop doing - what is needed. And I suppose it's not surprising that people often don't want to let others know they have them - which, unfortunately, all too often contributes to more serious infestations, and contamination of more locations.
In any case, in the Maryland case, it sounds like the landlords were, in fact, remiss, in that they did not ensure the problem was properly dealt with - but more than $800k in damages seems a ~tad~ extreme!
Monday, 27 May 2013
Too Funny
DS found my blog and called and complained to the Midland Police (wrong police department for this area, hon... but thanks for letting me know where you are; good to know).
Have, at his request, fixed the one place where her actual name was included, which was, actually, in a direct quote from a police officer that actually knew her name - the one that called today had a different name for her, apparently. Interesting - I suppose when one makes a habit of ripping people off, the use of a number of different names makes sense.
Funny how DS didn't have any hesitation to use our names to spread lies, but objects to having any of hers in any way associated with the truth, eh? Funny - but again, not surprising.
Have, at his request, fixed the one place where her actual name was included, which was, actually, in a direct quote from a police officer that actually knew her name - the one that called today had a different name for her, apparently. Interesting - I suppose when one makes a habit of ripping people off, the use of a number of different names makes sense.
Funny how DS didn't have any hesitation to use our names to spread lies, but objects to having any of hers in any way associated with the truth, eh? Funny - but again, not surprising.
Sunday, 5 May 2013
Such a hater, I am :)
In response to a question about why it takes so long to get rid of bad tenants, posted in the Ontario Landlords' Association forum earlier this evening - or I guess yesterday evening, now, since it's 3:41 am (back hurts too much for sleeping), I replied that:
My response hurted someone's feelings:
Since my comment was written in response to someone else's question and was not directed to this charming new participant who joined the forum to be helpful (but only if nobody says anything bad about the LTB and irks her because she takes it personally and she, apparently, thinks she is well within in her rights to show up in our forum and tell people what they are allowed to think/say cuz well, you know... she's the boss of the world, right?) I hardly felt it worth responding to there... but I did offer to provide her with evidence re: stupid and careless.
She didn't take me up on it :)
But hey, this is my blog and I can write whatever I want here, right?
And since I can't sleep and can't focus enough to write coherent cover letters right now, figure I might as well blather on here for a bit and expand on my comment.
Examples of sheer stupidity & carelessness:
I don't know about other areas, but in ours, many of the delays are easily attributed to sheer stupidity and carelessness..Oh, and to a total lack of shiving a git at both the Legalized Theft Board and the Sheriff's Office... cuz, you know... delays & costs don't matter because you'll "get an order" and that is supposed to mean something
My response hurted someone's feelings:
You know what, your are waaay TOO hostile, I explain the Legislation, I don't fuggin write it... I understand your frustration, and yep take alot of abuse from people like you... that's not saying I don't understand your frustration... I REALLY do, but don't kill the messenger o.k?
Since my comment was written in response to someone else's question and was not directed to this charming new participant who joined the forum to be helpful (but only if nobody says anything bad about the LTB and irks her because she takes it personally and she, apparently, thinks she is well within in her rights to show up in our forum and tell people what they are allowed to think/say cuz well, you know... she's the boss of the world, right?) I hardly felt it worth responding to there... but I did offer to provide her with evidence re: stupid and careless.
She didn't take me up on it :)
But hey, this is my blog and I can write whatever I want here, right?
And since I can't sleep and can't focus enough to write coherent cover letters right now, figure I might as well blather on here for a bit and expand on my comment.
Examples of sheer stupidity & carelessness:
- initial hearing set for the wrong location (i.e. someone didn't know which area of the province our town is in, and didn't bother to check - just arranged the hearing to be heard in Mississauga cuz that is where the application (correctly) was sent to).
- when the tenant complained, the date and location was changed. No one, however, bothered to a/ ask for my consent to the change (as per their own supposed rules which only apply to landlords, not to tenants, obviously, in spite of what they actually say) or b/ ensure that we were notified. If I hadn't called them on another matter and if it hadn't actually come up in that conversation, I would have driven 2 hours one way for a hearing that had been cancelled. But hey, no worries...I am a landlord, therefore I am independently wealthy and can afford such nonsense, right?
- When they did change the date, it was from a day that I could attend, i.e. a Monday, to a day when I could not, at least not without cancelling class for more than 80 students who are entitled to the instruction they pay for. Since, when I submitted my applications, I also included a polite letter explaining my limitations re: availability and even going so far as to include a copy of my official timetable, and since, although not as often, they DO hold hearings on other days of the week even in Hicksville, I really did not think it unreasonable to ask that they at least TRY to accommodate me. Not only did they refuse to do so, they went so far as to schedule our hearings on consecutive Thursdays. Rather than putting them altogether, they thought I would like to force my 80+ students to miss classes 3 weeks in a row.
- It took repeated phone calls, tears, and finally an all-out tantrum before I was able to get someone to actually listen and - once I had obtained written consent from the squatters (because the landlord cannot change the hearing without consent; only tenants may do so) - to do something about it. Sort of.
- But first, I had to fax in my request for rescheduling (at the very least put all 3 hearings on the same damn day and preferably NOT a Thursday). I did exactly I was directed - and the answer was NO. The person who was in charge of rescheduling refused to do so. She left a message on my answering machine telling me that since she had already rescheduled the hearing for "me" she would not do it again ("me" being the tenant, not me, of course). Oh, and by the way, they had not received my paperwork regarding the nonpayment of rent, so wouldn't be scheduling THAT one at all. (Except that they had not only received it, they had sent it back to me with the hearing notices!!!!)
- Of course, when you call the LTB, you are calling their customer "service" centre (using the term very loosely) so I was not able to respond to her idiotic message directly. To add to my frustration, I got it when I got home on a Friday; the CS centre was closed and I got to stew about it all weekend. When I did call them on the Monday, it took 3 tries before I was able to get an agent who was actually capable of LISTENING rather than spewing nonsense straight from the website and totally unrelated to what I was saying. He bumped me to a manager, who did in fact, call me back as promised, and who was actually, compared to everyone else I had the misfortune of dealing with, quite helpful. She did agree that it was rather ridiculous to have 3 separate hearings on 3 consecutive weeks, and while she was not able to move us to a date that actually would work for me in terms of students, she would help me to mitigate the damage by moving it to a Tuesday and by writing a note to the adjudicator requesting that our case be heard as early as possible so that I could hopefully be freed up in time to teach at least the last couple of hours of my class. She also was able to sort out the problem of the supposedly missing but not really application so that that issue would also be dealt with. But unfortunately all of this added weeks to the whole thing - every day of which cost us additional money & aggravation.
Saturday, 27 April 2013
Just a little ~oopsie~ .... but not to worry....
.... the media release assures us that "no Ontario Works clients will be short-changed." Of course not... the only parties likely to be short changed and never have a snowball's hope in hell of fixing it are the landlords - you know, the ones stupid enough to rent to anyone on assistance so that when it all goes to hell in a handbasket they're left out to dry with no help and no hope of recovery.
We FINALLY have a new tenant moving into the apartment the squatters were in... not on OW, thank goodness...
FINALLY might be able to breathe... pay bills... eat... all that good stuff...
and here we go again.
The tenants in our other house are, in fact, on direct pay. Don't know yet if we're affected - but you can be we won't be sleeping well until we find out.
But hey, no worries. No Ontario Works clients will be shortchanged.
And we landlords, well we just don't count for sh*t here in Ontario, do we? Clearly, that is exactly the case.
So ... now I've sent 2 emails to Kathleen Wynne, 1 to Andrea Horwath, and 2 to the ministry (2nd one just today) .... perhaps I should start a pool on when I'll get a response and from whom?
I am not holding my breath.
Have NEVER had such poor responses from politicians as I have since I began writing about Landlord Tenant issues ... interesting, hmmm?
We FINALLY have a new tenant moving into the apartment the squatters were in... not on OW, thank goodness...
FINALLY might be able to breathe... pay bills... eat... all that good stuff...
and here we go again.
The tenants in our other house are, in fact, on direct pay. Don't know yet if we're affected - but you can be we won't be sleeping well until we find out.
But hey, no worries. No Ontario Works clients will be shortchanged.
And we landlords, well we just don't count for sh*t here in Ontario, do we? Clearly, that is exactly the case.
So ... now I've sent 2 emails to Kathleen Wynne, 1 to Andrea Horwath, and 2 to the ministry (2nd one just today) .... perhaps I should start a pool on when I'll get a response and from whom?
I am not holding my breath.
Have NEVER had such poor responses from politicians as I have since I began writing about Landlord Tenant issues ... interesting, hmmm?
Saturday, 20 April 2013
Brighter Prospects?
Read a little bit of Ontario Report "Brighter Prospects" ...a report by the Commission for the Review of Social Assistance prepared by Commissioners Frances Lanken and Munir A. Sheikh.
Was looking, of course, specifically for what it says about housing in Ontario. Disappointing. Extremely so, in fact. This section of the report, on page 90 if you're interested, shows a total lack of understanding of WHY people on assistance are having difficulty accessing affordable housing.
Which is not surprising, as they apparently consulted with "stakeholders" - i.e. people on assistance, most of whom have extremely limited understanding of why landlords refuse to rent to them, having rarely had the opportunity to be on the other side of the landlord-tenant relationship. My perspective - back when I was a single mother (albeit working, rather than on assistance) was very different than it is now that I am on the other side of the deal - I did not have a CLUE...
So it does not surprise me that the majority of low income people seeking housing don't get it.
The others who were provided the opportunity for input, however, should have done better.
Better yet, someone should have asked the landlords what the problem is and how to fix it. Because I'm sorry, but the recommendation that is offered will not do it. What they are suggesting is a housing benefit for not only those on assistance, but "all people with low-incomes."
Guess what? We will still refuse to offer affordable housing to people on assistance. Those of us who have been burned - and all of those who haven't but have heard about our experiences and realize how easily it could happen to them - will continue to rent to people with jobs and NOT to people on OW/ODSP. It doesn't matter how much money you give to people on assistance in Ontario for rent - it is not worth the risk, and we know it.
And you can cry discrimination and make laws against discrimination all you want - but the reality is that not all landlords are independently wealthy. Many, like me, cannot AFFORD to provide housing to people on assistance - because when it goes bad, it goes really, REALLY bad, and there is no help at all for us in Ontario. Everyone wants money - but no one actually DOES anything to help, at least not in any reasonable period of time.
The money that my last tenant-from-hell cost me was about 1/3 of my gross income for a year. Gross. Not net. How would YOU like to take a hit like that? Yeah, I thought not.
At least, if you rent to someone with a job and a good credit rating and it goes bad, you have some small hope of recovery. It might take a long time and a lot of hassle - but we will eventually likely get at least some of our money back.
If you rent to someone with neither of those things, when it goes bad, you get to pay hundreds and hundreds of dollars - and continue to provide them with housing and all amenities for the months it takes to get them out - and for the damages they do during that time.... and you have ZERO chance of recovery at the end of it. Ever.
It is not even worth paying to file the order that the Legalized Theft Board will eventually give you against them ...which is a shame, as it means that the orders don't show up on their credit ratings so other people learn the hard way too....
We pay taxes which go to support people on OW and ODSP. Our taxes also support, presumably, the agencies which go out of their way to protect the poor helpless tenants against the big bad landlords - the Legalized Theft Board, the Sheriff's Office, the police, local by-law officials and so on ....
Guess what?
People don't get to be in the position of having money and credit to buy properties to rent by being stupid.
Chance of recovery vs no possibility of recovery - who would YOU rent to?
If the Commission for the Review of Social Assistance actually wanted to make recommendations to address the difficulties of finding housing for marginalized people they should talk to the landlords. Stop by the http://ontariolandlords.org/forum/ why don't you?
The problems CAN be fixed ... but not by giving low income people more money, sorry. Won't work.
There are some relatively simple measures which would drastically improve the situation ... but it seems that no one wants to hear them; most can't even be bothered to respond to emails.
I don't claim to have all the answers ...but I DO have suggestions:
Was looking, of course, specifically for what it says about housing in Ontario. Disappointing. Extremely so, in fact. This section of the report, on page 90 if you're interested, shows a total lack of understanding of WHY people on assistance are having difficulty accessing affordable housing.
Which is not surprising, as they apparently consulted with "stakeholders" - i.e. people on assistance, most of whom have extremely limited understanding of why landlords refuse to rent to them, having rarely had the opportunity to be on the other side of the landlord-tenant relationship. My perspective - back when I was a single mother (albeit working, rather than on assistance) was very different than it is now that I am on the other side of the deal - I did not have a CLUE...
So it does not surprise me that the majority of low income people seeking housing don't get it.
The others who were provided the opportunity for input, however, should have done better.
Better yet, someone should have asked the landlords what the problem is and how to fix it. Because I'm sorry, but the recommendation that is offered will not do it. What they are suggesting is a housing benefit for not only those on assistance, but "all people with low-incomes."
Guess what? We will still refuse to offer affordable housing to people on assistance. Those of us who have been burned - and all of those who haven't but have heard about our experiences and realize how easily it could happen to them - will continue to rent to people with jobs and NOT to people on OW/ODSP. It doesn't matter how much money you give to people on assistance in Ontario for rent - it is not worth the risk, and we know it.
And you can cry discrimination and make laws against discrimination all you want - but the reality is that not all landlords are independently wealthy. Many, like me, cannot AFFORD to provide housing to people on assistance - because when it goes bad, it goes really, REALLY bad, and there is no help at all for us in Ontario. Everyone wants money - but no one actually DOES anything to help, at least not in any reasonable period of time.
The money that my last tenant-from-hell cost me was about 1/3 of my gross income for a year. Gross. Not net. How would YOU like to take a hit like that? Yeah, I thought not.
At least, if you rent to someone with a job and a good credit rating and it goes bad, you have some small hope of recovery. It might take a long time and a lot of hassle - but we will eventually likely get at least some of our money back.
If you rent to someone with neither of those things, when it goes bad, you get to pay hundreds and hundreds of dollars - and continue to provide them with housing and all amenities for the months it takes to get them out - and for the damages they do during that time.... and you have ZERO chance of recovery at the end of it. Ever.
It is not even worth paying to file the order that the Legalized Theft Board will eventually give you against them ...which is a shame, as it means that the orders don't show up on their credit ratings so other people learn the hard way too....
We pay taxes which go to support people on OW and ODSP. Our taxes also support, presumably, the agencies which go out of their way to protect the poor helpless tenants against the big bad landlords - the Legalized Theft Board, the Sheriff's Office, the police, local by-law officials and so on ....
Guess what?
People don't get to be in the position of having money and credit to buy properties to rent by being stupid.
Chance of recovery vs no possibility of recovery - who would YOU rent to?
If the Commission for the Review of Social Assistance actually wanted to make recommendations to address the difficulties of finding housing for marginalized people they should talk to the landlords. Stop by the http://ontariolandlords.org/forum/ why don't you?
The problems CAN be fixed ... but not by giving low income people more money, sorry. Won't work.
There are some relatively simple measures which would drastically improve the situation ... but it seems that no one wants to hear them; most can't even be bothered to respond to emails.
I don't claim to have all the answers ...but I DO have suggestions:
- As soon as a landlord reports an issue with a tenant's rent to their OW/ODSP worker, their shelter allowance should be STOPPED pending resolution. Hold it in trust until the issue is resolved by the LTB, then distribute it as per the order
- individuals who have demonstrated their inability to manage their housing independently should be on direct pay (rent paid directly to landlords) AND required to provide 60 days notice to landlord and worker before shelter allowances can be redirected
- If you really feel the need to throw money at the problem, I would suggest that it would be better used to create a fund which could guarantee tenancies. For example, if my tenant has messed up and needs assistance to save their housing, the fund would pay the shortfall - and - so as to reduce abuse - require that they pay it back through a small monthly deduction. Expecting landlords to eat it every time a tenant doesn't pay their rent is not reasonable.
- The LTB needs an attitude adjustment. Their role is to implement the RTA - NOT to assist tenants to screw landlords and to provide worthless orders. There should be timelines for hearings - it is not reasonable to allow lengthy delays. And they should treat all parties with respect. Yes, even landlords.
- The Sheriff's Office is a joke. When evictions are ordered, they need to happen - even if it happens to be winter, or December, or someone's week off or what-the-hell-ever. If the Sheriff's Office can't handle that, then end their monopoly; allow us to pay someone else to execute the order. And again - some training re: treating people with respect wouldn't hurt. I'd be happy to contribute to it through my taxes.
Sunday, 17 February 2013
9 Things Your Landlord Won't Tell You
Followed a link to an article called Nine Things Your Landlord Won't Tell You on Huffington Post - tried to respond in a comment but the site was wonky and was getting frustrated... so here is my response instead.
Don't know if I'll manage Nine... but lets see, shall we?
However Many Things Your Landlord WILL Tell You:
So yeah... there are some pretty unreasonable landlords out there...and then there are others, like us, who have decided to just not bother any more. Congratulations... you win. Don't have a lot of reasonable housing options any more? Well gee, I wonder how THAT happened?!
Don't know if I'll manage Nine... but lets see, shall we?
However Many Things Your Landlord WILL Tell You:
- The rent you are asked to pay is used to pay the bills on the house you live in. I know it doesn't seem like it - but trust me, darling, owning a home costs more money than you think. In addition to the cost of carrying the mortgage, utitlities and maintenance and repair - which, you presumably have some awareness of? - there are things that, if you've never owned a home, you might not be aware of. The insurance, for example, costs us a heck of a lot more on a house someone else lives in that it would on one that we live in... as in close to 3x as much. And then there are property taxes, of course.
- Most landlords do charge slightly higher than the bare minimum required to cover the expenses of the unit though - that is because we've learned that almost every single tenant will screw us over one way or another, so we have to build in a cushion to try to cover that.
- When you don't pay your rent, we still have to pay the mortgage, property taxes, hydro, water, gas, insurance, maintenance & repairs on YOUR home - even if that means that we don't have anything left to pay for ours.
- When you withhold some portion of your rent because of unexpected expenses like a car repair, cell phone bill, medical emergency, bus pass you had to replace... whatever... you are essentially borrowing money from us - without our consent. We are often sorry about your bad luck - but not so fond of having it visited on us.
- Last month's rent is collected not because we are mean, and trying to keep you from finding a place to live but to protect both of us. If you ever actually bothered to give proper notice when you left, you would have last month's rent available for the next landlord, and it wouldn't be such an issue for you. Hey - here's a thought - if you actually gave proper notice when you were moving, not only would you have your last month's rent back with interest, you could probably also have a really good reference. You know...because it is so rare.
- When you give notice that you want to move on, we typically wish you well and start looking for new tenants. If you change your mind, you really do need to try to come to some agreement with us - and the nastier and uglier you are about this, the less likely we are going to work out such an agreement.
- There are these really big smelly trucks that come by every week to pick up your garbage. All you have to do is get it to the curb on the right day of the week. Storing your garbage in the back yard, or worse, in the house, means the smell stays in the unit and doesn't go away. It really is not that hard, honest. And if you'd just make that little bit of effort, your landlord will love you for it. Really!
- Problems that are small are a lot easier to fix than problems that have been allowed to get big and ugly. We really do appreciate it when you let us know about problems before they turn into crises.
- The reason you have a hard time finding reasonable landlords is because so many of us have been screwed sooooooooooooooo many times. There is no support for landlords, really. When there is a problem, the landlord is required to pay lots of extra money to the agencies that are supposed to help to solve the problem - but they really don't. If we're really, really lucky, after we pay all that money to jump through all the hoops, all we wind up with is a useless piece of paper, which we have to pay more money to try to collect from you.
- We know that YOU would never ever screw us over, make a mess, damage our property, let your kitty and your dog and your children stink up and/or decorate the joint, refuse to pay rent, deal drugs out of our homes, etc etc .... but you know, every single tenant we've ever rented to has promised all those same things you're promising.
So yeah... there are some pretty unreasonable landlords out there...and then there are others, like us, who have decided to just not bother any more. Congratulations... you win. Don't have a lot of reasonable housing options any more? Well gee, I wonder how THAT happened?!
Sunday, 3 February 2013
Legalized Theft
Legalized theft – while I am willing to concede that this is
not the actual intent of Landlord & Tenant Board Legislation in Ontario,
this is, in fact, the reality. The system is broken.
If someone books a hotel room, pays for one night, and then
the next day, refuses to either pay or leave, are they permitted to stay there
for months on end, continuing to pay nothing, while enjoying all the amenities
that the hotel has to offer? Of course not. The hotel calls the police, and the
person is ejected, and quite possibly charged.
And yet, when my tenants give notice that they will be
moving out at the end of the month and then fail to leave, what happens? Absolutely
nothing.
Not only am I unable to have the police assist me to eject
those who are now stealing from me, they are able to call the police and any
number of other community agencies, all of whom insist that I, as a landlord,
am required to continue to provide my now ex-tenants with the amenities to
which they were entitled while paying rent, and, as if that weren’t enough,
they also continue to be entitled to the “enjoyment” of “their” home.
I was able to get an ex parte eviction order, after paying
the $170 fee to do so, of course – unfortunately, the Sheriff, in Ontario, is
the only one that can legally evict the tenant and they don’t seem to be the
least bit interested in actually doing their jobs. Certainly not during the
month of December, in any case…. They’ll get to it when they get to it. I had
thought perhaps it was simply the Barrie Sheriff’s office which couldn’t be
bothered, but a simple Google search shows that this is a common issue
throughout the province.
Weeks pass…during which the tenants figure out how to file
for a stay of the eviction order. So now I’ve paid $170 for the order which is
stayed, plus $401 for the eviction which never happens, and of course, I must
continue to pay all of the tenants’ utilities, and ensure that they have heat
and water and hydro. Oh, and another $170 for an order re: the outstanding rent and damages.
Makes no never mind at all that they have not paid a single
cent since a partial payment in October, or that they gave notice for the end
of November, or that they are running around town bragging about how they’re
getting away with screwing us over. Nobody cares that our Christmas was ruined
and that we don’t have money to pay our own bills – just as long as we keep
paying the bills for the tenants.
They demand that we repair the appliances they destroyed,
the wall they ripped out, the patio door they demolished – and when we do make
repairs, they immediately trash everything again. We, on the other hand, are
told by police that we may no longer use our own basement unit because our
running of the vacuum cleaner downstairs interferes with their enjoyment.
Seriously?! How is this in any way reasonable?
Perhaps we should just unlock the doors to the basement unit
and let them have that too, since we can’t use it?
Maybe we should just sign over the deed – at least that way
we wouldn’t have to keep paying for the insurance, taxes and utilities.
At any rate, eventually we do have the hearing. The instructions
say that one must sign in by 9 am, and provide 3 copies of any evidence to be
offered, and we do that. She, on the other hand, does not, turning up several
minutes into the proceedings of our case. The hearing goes reasonably well – or
so I thought. Turns out, not so much.
The adjudicator ruled that the male of the couple – the one
that actually works, from whom we might eventually be able to garnishee wages
to recoup some of the now $5000 and rising we have lost – is not a tenant of
the unit. Had he mentioned that he was considering this, I would have had the opportunity
to address the issue, and provide my evidence to the contrary. But this,
apparently, was a secret. Not only that, even though the adjudicator found that
my affidavit as to having received notice for the end of November was credible,
and her denial was not, he decided that due to her circumstances it was “not
unfair” to permit her extra time. So he extended her totally free tenancy to on
or after 16 February.
How very charitable of him.
Toss out our only chance of repayment without so much as a
discussion – and then decide that they should remain in the unit, on our dime,
for an extra month.
Plus, of course, whatever time it takes the Sheriff to
actually do his job this time; a minimum, they tell me, of 5 days, but probably
longer.
So - a partial
payment of rent in October, and then not a cent more, and we’re on the hook
until basically the end of February. But not to worry, we’ll get “an order”,
which thanks to the oh so charitable adjudicator, is not even worth the stamp
they used to mail it. To add insult to injury, after all this, they even get credit for their last month's rent - so what is the point of even collecting that?
But hey, I can spend another $50 to ask for a review of the
decision.
And even if John is not added back onto the order, I can
spend another couple of hundred dollars to enter my order against Christine in
Small Claims Court. Perhaps someday she might actually get a job that I could
garnishee. Not likely – and how would I ever find out about it?
And in the meantime, they continue squatting in our house –
now with heaters and other appliances running nonstop from every plug, and the
windows wide open. And there is not a blessed thing we can do about it. I did
call the OPP to ask for assistance with this, but it’s been 5+ hours now and
they haven’t bothered to call me back.
Because nobody cares if deadbeats steal from landlords in
Ontario.
The system is a complete and utter joke.
It is a disgrace.
OK, now THAT is just funny. I just called the OPP again ... guy asked the address, and said "Is this ------?" Apparently she called them too - presumably to whine that I yelled at J about having a lot of nerve to be so rude to me when they are the ones who have stolen more than $6,000 from us, and that I slammed the door when I left. Newsflash - even though you've changed the lock and refused to give us a key, it is still our door, in our house. I have a heck of a lot more right to slam the door than she does.
Or I should have, if this wasn't Ontario, where tenants have all the rights, and landlords have none at all.
OK, now THAT is just funny. I just called the OPP again ... guy asked the address, and said "Is this ------?" Apparently she called them too - presumably to whine that I yelled at J about having a lot of nerve to be so rude to me when they are the ones who have stolen more than $6,000 from us, and that I slammed the door when I left. Newsflash - even though you've changed the lock and refused to give us a key, it is still our door, in our house. I have a heck of a lot more right to slam the door than she does.
Or I should have, if this wasn't Ontario, where tenants have all the rights, and landlords have none at all.
Monday, 28 January 2013
SO INCREDIBLY IRKED
Got the paperwork back from our LTB hearing which took place on the 22nd.
We won - and the adjudicator STILL managed to make sure it was us that lost.
Not only did he make a statement in the order that John - her partner who has lived there full time since May 2012 and who had a SIGNED LETTER OF INTENT TO RENT even - was not a tenant and therefore not liable and removed his name from the order (which means we will never see a fucking CENT), he also GAVE HER EXTRA TIME.
FFS!!!! He was satisfied that she gave notice that she would be out by the end of November but he STILL thinks that due to her situation we should have to lose yet another month's rent which we will NEVER EVER SEE?
Must be nice to be so fucking charitable - with other people's money.
Anyone want to buy a house? Or two?
We won - and the adjudicator STILL managed to make sure it was us that lost.
Not only did he make a statement in the order that John - her partner who has lived there full time since May 2012 and who had a SIGNED LETTER OF INTENT TO RENT even - was not a tenant and therefore not liable and removed his name from the order (which means we will never see a fucking CENT), he also GAVE HER EXTRA TIME.
FFS!!!! He was satisfied that she gave notice that she would be out by the end of November but he STILL thinks that due to her situation we should have to lose yet another month's rent which we will NEVER EVER SEE?
Must be nice to be so fucking charitable - with other people's money.
Anyone want to buy a house? Or two?
Wednesday, 9 January 2013
Surprise!
Apparently ~someone~ thought that we were blowing smoke about the notices we've given her re: paying rent and cleaning up garbage and so on ...
stopped by to deliver notices of hearings for the two of them last night and she seemed surprised that there would be hearings on OUR issues. Imagine us objecting to not being paid rent since October! To being locked out of our own house! To having police called if we ~interfere with her enjoyment~ by using the central vac downstairs (and actually telling us to go away!). To receiving regular letters threatening fines from the town for the garbage collection she keeps. To having to deal with threats and BS from a variety of officials she calls and lies to.
Clearly, we are just terribly unreasonable.
Funny though - I was there to serve her notice of the hearing about not paying rent and once again, in spite of her claim that she keeps TRYING to pay me, not a single cent offered.
She might have been surprised by the whole interaction - me, not so much.
stopped by to deliver notices of hearings for the two of them last night and she seemed surprised that there would be hearings on OUR issues. Imagine us objecting to not being paid rent since October! To being locked out of our own house! To having police called if we ~interfere with her enjoyment~ by using the central vac downstairs (and actually telling us to go away!). To receiving regular letters threatening fines from the town for the garbage collection she keeps. To having to deal with threats and BS from a variety of officials she calls and lies to.
Clearly, we are just terribly unreasonable.
Funny though - I was there to serve her notice of the hearing about not paying rent and once again, in spite of her claim that she keeps TRYING to pay me, not a single cent offered.
She might have been surprised by the whole interaction - me, not so much.
Thursday, 3 January 2013
Clearly, I must be absolutely out of my ever loving freaking mind. According to the dirt squirrel's application for a stay of the eviction, she never gave notice, AND she's been offering me money repeatedly and I just "refuse" to accept it.
Excuse me?
SHE GAVE NOTICE. SHE did not pay November's rent and told us to apply her last month's rent toward it.
and she has never ONCE offered a single blessed CENT in rent.
I just decided I'd like to throw $5000 + down the shithole for no good reason cuz I -clearly - am insane.
Surely to God the adjudicator at the Landlord & Tenant Board will use just a wee bit of common sense?
Sure hope so!
Excuse me?
SHE GAVE NOTICE. SHE did not pay November's rent and told us to apply her last month's rent toward it.
and she has never ONCE offered a single blessed CENT in rent.
I just decided I'd like to throw $5000 + down the shithole for no good reason cuz I -clearly - am insane.
Surely to God the adjudicator at the Landlord & Tenant Board will use just a wee bit of common sense?
Sure hope so!
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